Preheat oven to 375°F.
In a large skillet, brown beef with onion and garlic.
Add 1 Tbsp Taco Seasoning, water and bell peppers and and stir to combine. Cook until peppers are tender.
Spritz a 9x13 baking dish with cooking spray. Pour beef mixture into dish and spread into an even layer.
In a large bowl, stir together cauliflower rice, salsa, yogurt, 1 cup cottage cheese and 1 Tbsp Taco Seasoning. Pour over top of beef mixture.
Spoon remaining cup of cottage cheese over the top.
Bake 35-40 minutes, or until the top begins to brown.
Remove from oven and let sit 10 minutes before serving.